Auto refinancing

Part of Auto Financing

Compare vehicle financing using the vehicle price, borrowing cost and total repayment, not the advertised payment alone. Loans and leases have different ownership and end-of-term conditions.

We are still checking auto refinancing offers against providers' own websites. Browse the related categories in the menu in the meantime.

What to check before choosing auto refinancing

Full purchase cost

Separate the vehicle price from taxes, optional extras and borrowing charges.

Term and payments

Check the number of payments, interest rate and total amount payable.

Ownership conditions

For a lease, review mileage limits, wear charges and purchase options.

A long loan can leave you owing more than the vehicle is worth. Approval and pricing depend on lender criteria.

Before you visit a provider

Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.

Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Financial Consumer Agency of Canada.

This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.