Vehicle loans, leases and refinancing for Canadian drivers.
Compare vehicle financing using the vehicle price, borrowing cost and total repayment, not the advertised payment alone. Loans and leases have different ownership and end-of-term conditions.
CIBC
A fixed-rate dealership car loan for electric, hybrid and fuel cell vehicles, with promotional Green Vehicle Program rates at CIBC-partnered dealers and the option to include a home charging station.
Ford Credit Canada
Traditional business vehicle financing for eligible new and used cars through heavy-duty trucks, including upfit vehicles. Some vehicle uses are excluded.
Ford Credit Canada
Open-ended business vehicle lease with adjustable residual value. No kilometre restrictions does not remove the risk of a termination sale-price shortfall.
RBC Royal Bank
Financing from RBC for new or used vehicles.
Full details for RBC Car Loan (opens in new tab)Vancity
A Vancity loan for new or used electric vehicles, e-bikes, scooters and home charging stations, priced at Vancity Prime plus 1% to 2% depending on what you buy.
Your Neighbourhood Credit Union
An electric vehicle loan from Your Neighbourhood Credit Union in Ontario, with an advertised rate from 5.05% and terms up to 96 months on select vehicles.
Separate the vehicle price from taxes, optional extras and borrowing charges.
Check the number of payments, interest rate and total amount payable.
For a lease, review mileage limits, wear charges and purchase options.
A long loan can leave you owing more than the vehicle is worth. Approval and pricing depend on lender criteria.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.
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