Finvilo

Money rules in Halifax, Nova Scotia

Halifax Regional Municipality charges a deed transfer tax of 1.5% of the purchase price. Annual property tax is set by HRM and based on the assessment from the Property Valuation Services Corporation, with an assessment cap for eligible owner-occupied homes.

Assessment cap

Nova Scotia's Capped Assessment Program limits yearly assessment increases on eligible residential homes. The cap resets when the property is sold, so a new buyer's first bill can be much higher than the seller's.

Offers by city

No offer in our catalog is restricted to this city alone. Rates for banking, cards, loans and mortgages are set nationally or provincially, so the offers below are the ones confirmed for the whole province.

Offers available to Halifax residents

These products name Nova Scotia in their published availability terms. Deposit insurance and car insurance rules for Halifax follow the Nova Scotia rules.

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Sonnet Insurance

Car insurance

Car insurance offers protection against vehicle repair or replacement costs and responsibility for damage or injuries caused to others while driving. Drivers can customize and buy their policy online in Ontario, Quebec, New Brunswick, Nova Scotia and P.E.I.

Availability
Ontario, Québec, New Brunswick, Nova Scotia and P.E.I.
Full details for Car insurance (opens in new tab)
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Sonnet Insurance

Home insurance

Home insurance protects your house, belongings and personal liability. It suits homeowners buying online in the listed provinces; policies have exclusions and limits that should be reviewed.

Coverage included
Personal liability; dwelling and detached structures
Availability
BC, Alberta, Ontario, Québec, New Brunswick, Nova Scotia or PEI
Full details for Home insurance (opens in new tab)
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Sonnet Insurance

Tenant insurance

Tenant insurance protects renters’ personal belongings, personal liability and additional living expenses if they cannot live in their rental unit. It suits people renting or leasing their home because the landlord’s policy does not provide their contents or liability protection.

Coverage included
Personal belongings; personal liability; additional living expenses
Availability
BC, Alberta, Ontario, Québec, New Brunswick, Nova Scotia and PEI
Full details for Tenant insurance (opens in new tab)

Official sources

Tax rates and programs change each year. Confirm current amounts with the city or province before you rely on them. This is general information, not financial or tax advice.