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RBC Insurance

RBC Simplified® Term Life Insurance

Offers temporary life insurance protection for short-term needs with a route to lifetime coverage. It suits people seeking a quick online application; conversion to permanent insurance without medical proof is available until age 71.

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Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Coverage amount

$50,000 to $1,000,000

Provider source
Term lengths

10 to 40 years

Provider source
Conversion

Until age 71 without medical proof

Provider source

Eligibility and provincial availability

Provinces and territories
Not confirmed
Application requirements
Not confirmed

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Coverage

Compare covered events, benefit limits, exclusions and waiting periods.

Out-of-pocket costs

Check premiums, deductibles and any co-payments.

Policy conditions

Review renewal terms, cancellation rules and claims requirements.

Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.

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Sources and important limitations

Official provider information for RBC Simplified® Term Life Insurance

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

Editorial policy · Affiliate disclosure