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BDC Business Purchase or Transfer Loan

Financing to buy, merge with or take over a Canadian business, including some transaction costs.

Confirm terms with BDC

Provider information link, not an application on this site.

Recorded fees, rates and features

Amounts are in CAD unless the source specifies otherwise. A promotional term is not necessarily an ongoing term.

Repayment

Flexible, with interest-only payments at the start

Provider source
Eligibility

Business being bought must be Canadian and generating revenue, with an agreed price and clear structure

Provider source
Uses

Buying a business, competitor or supplier; management or employee buyouts; family transfers; refinancing seller financing

Provider source
Additional costs

Can include legal fees, moving costs, goodwill and client lists

Provider source
Provinces

Nationwide

Provider source

Eligibility and provincial availability

Provinces and territories
Nationwide
Application requirements
Business being bought must be Canadian and generating revenue, with an agreed price and clear structure

Ask the provider to confirm residence, age, identification, income and any credit requirements that apply to this product. A listing does not guarantee approval.

Is this a fit for you?

Use the recorded details as a starting point, then compare the full cost and conditions with your needs. Product-specific benefits, exclusions and suitability have not received a separate editorial assessment on this page.

Cost of funding

Compare interest, origination charges, repayment deductions and the total cost.

Cash flow fit

Check repayment timing against your business income and seasonal changes.

Personal exposure

Ask about collateral, personal guarantees and what happens if payments are missed.

Do not treat a factor rate as an annual interest rate. Ask the provider to explain the repayment calculation.

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Sources and important limitations

Official provider information for BDC Business Purchase or Transfer Loan

Terms may have changed since this information was collected. Unknown details are not confirmed, not assumed to be free or available nationwide. This is general information, not personalized financial, tax, legal or insurance advice.

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