Finvilo

First-time buyers

Part of Mortgages

Compare mortgages by rate, term, repayment flexibility and the cost of changing or ending the loan. The lowest advertised rate may come with restrictions that matter later.

Compare the 6 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.

What to check before choosing first-time buyers

Rate and term

Understand fixed versus variable rates and distinguish the mortgage term from amortization.

Flexibility

Check prepayment privileges, portability and refinancing conditions.

Other costs

Ask about penalties, appraisal fees, legal costs and discharge fees.

Your rate and approval depend on lender criteria and your circumstances. Confirm provincial legal costs and requirements.

Before you visit a provider

Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.

Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Financial Consumer Agency of Canada.

This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.