Finvilo

Renters

Part of Insurance

Compare insurance policies by what they cover, what they exclude and what you would pay when making a claim. A lower premium does not necessarily mean equivalent protection.

Compare the 11 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.

Aviva Canada logo

Aviva Canada

Tenant insurance

Tenant insurance protects renters’ belongings and includes personal liability and living expenses when moving out during a covered claim. Optional add-ons vary by province.

Coverage included
Belongings; personal liability of at least $1 million; living expenses during a covered claim
Optional coverages
Water Protection; Earthquake Insurance; Claim Protector; Disappearing Deductible
Full details for Tenant insurance (opens in new tab)
Sonnet Insurance logo

Sonnet Insurance

Tenant insurance

Tenant insurance protects renters’ personal belongings, personal liability and additional living expenses if they cannot live in their rental unit. It suits people renting or leasing their home because the landlord’s policy does not provide their contents or liability protection.

Coverage included
Personal belongings; personal liability; additional living expenses
Availability
BC, Alberta, Ontario, Québec, New Brunswick, Nova Scotia and PEI
Full details for Tenant insurance (opens in new tab)
Wawanesa Insurance (Canada) logo

Wawanesa Insurance (Canada)

Tenant insurance

Tenant insurance covers belongings and includes liability protection for people renting a house, apartment or condominium. The comprehensive plan works on an all-risk basis with exclusions, and tenant improvements and damage to dwelling are optional.

Coverage included
Belongings; liability
Optional coverages
Tenant Improvements; Damage to Dwelling
Full details for Tenant insurance (opens in new tab)
RBC Insurance logo

RBC Insurance

Tenant insurance

Tenant insurance protects belongings, additional living expenses and liability for people renting an apartment, house or condo unit. It covers a wide range of risks, but certain personal belongings have special limits.

Coverage included
Personal belongings; living expenses; liability
Deductible
$1,000
Liability coverage
$1,000,000 to $2,000,000
Full details for Tenant insurance (opens in new tab)
Square One Insurance logo

Square One Insurance

Tenant insurance

Tenant insurance provides renters with personalized protection for the things they choose to insure. Customers can choose coverage and deductible options, and manage quotes, policies and claims online.

Deductible options
A wide range of deductible options
Coverage options
Personalized to individual needs
Full details for Tenant insurance (opens in new tab)
Apollo Insurance logo

Apollo Insurance

Tenant insurance

Tenant insurance protects renters’ personal property, personal liability and additional living expenses after a covered event. It suits people renting apartments, condos or houses, while landlord insurance covers the building itself.

Coverage included
Contents; additional living expenses; personal liability
Full details for Tenant insurance (opens in new tab)
CAA Insurance (Ontario/South Central Ontario) logo

CAA Insurance (Ontario/South Central Ontario)

Tenant Insurance

Tenant Insurance protects personal belongings and liability for people renting their home in Ontario. Belongings are covered up to the policy limit for covered perils, but the building itself is the landlord’s responsibility.

Availability
Ontario
Coverage included
Personal belongings; liability
Full details for Tenant Insurance (opens in new tab)
Desjardins logo

Desjardins

Tenant insurance for renters

Tenant insurance protects renters’ belongings against fire, theft and water damage and includes liability coverage. It suits renters because the landlord’s insurance does not cover their belongings; online purchase is available if eligible.

Coverage included
Belongings; liability for unintentional bodily injury or property damage
Full details for Tenant insurance for renters (opens in new tab)

What to check before choosing renters

Coverage

Compare covered events, benefit limits, exclusions and waiting periods.

Out-of-pocket costs

Check premiums, deductibles and any co-payments.

Policy conditions

Review renewal terms, cancellation rules and claims requirements.

Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.

Before you visit a provider

Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.

Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.

For further guidance, visit Financial Consumer Agency of Canada.

This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.