Part of Insurance
Compare insurance policies by what they cover, what they exclude and what you would pay when making a claim. A lower premium does not necessarily mean equivalent protection.
Compare the 8 listed products below. Open a product for its terms and source links. Missing terms are not confirmed.
Manulife
Offers flexible health and dental coverage tailored to individual needs. It suits people seeking portable coverage, which can be kept through a job change or change in health; additional coverage is available for people aged 65 and older.
Manulife
Offers health and dental protection when employee health benefits end. It suits people leaving workplace benefits, with guaranteed acceptance plans and emergency medical travel coverage of 15 to 30 days available.
Pacific Blue Cross
Continues individual health and dental protection after employer coverage ends, including pre-existing conditions without a medical questionnaire. It suits retiring workers, people leaving jobs and dependants losing eligibility; transfer must occur within 60 days after at least six months under a recognized Canadian group benefits plan.
Pacific Blue Cross
Provides streamlined personal health coverage that includes existing health conditions. It suits people seeking coverage without medical screening; most, rather than all, benefits have no waiting period.
PolicyMe
Provides coverage for prescriptions, dental care, vision and paramedical services beyond provincial coverage. It suits individuals and families seeking supplemental benefits; the offering addresses expenses that provincial plans do not include.
Pacific Blue Cross
Offers individual health and dental protection with coverage options for practitioners, prescription drugs and vision care. It suits people between jobs, self-employed people and people losing group coverage; fertility treatment and adoption coverage are available as options.
Full details for Health and Dental (opens in new tab)Sun Life
Helps cover eligible prescription drugs, dental care, vision care and other healthcare expenses not fully covered by government or workplace plans. It suits self-employed people, people without workplace benefits and retirees; coverage depends on the Basic, Standard or Enhanced plan selected.
Desjardins Insurance
Helps pay everyday and unexpected healthcare expenses, with dental options and professional healthcare services. It suits self-employed or part-time workers and people without group insurance; included benefits and reimbursement vary between the Basic and Enhanced plans and selected add-ons.
Compare covered events, benefit limits, exclusions and waiting periods.
Check premiums, deductibles and any co-payments.
Review renewal terms, cancellation rules and claims requirements.
Insurance rules and product availability can differ by province. Confirm coverage with a licensed provider.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
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