Budgeting, retirement planning and estate tools.
Compare planning services by the help you need, the provider's qualifications and how they are paid. A budgeting app and personal financial advice serve different needs.
Government of Canada
Estimate retirement income from public pensions, workplace pensions and savings. The government cautions that estimates are not a financial plan.
Epilogue
Online wills and powers of attorney built with Canadian lawyers.
Full details for Epilogue (opens in new tab)Financial Consumer Agency of Canada
A free budget planning tool from the Financial Consumer Agency of Canada.
Full details for FCAC Budget Planner (opens in new tab)
FP Canada
Find CFP and QAFP professionals by location, services and language. Contact details are supplied by planners, and other licences require separate checks.
Ontario Securities Commission
Investor education and calculators for budgeting, investing costs, education savings and home savings. Outputs illustrate assumptions, not guaranteed results.
Moka
An app that rounds up purchases and invests the spare change in a managed ETF portfolio.
Full details for Moka (opens in new tab)
Canadian Securities Administrators
Check securities registration for individuals and firms, including jurisdiction and registration categories. Registration is not a guarantee of suitability.
RBC Royal Bank
Compare income and expenses to explore retirement cash flow. Replace dated default pension examples with current personal estimates.
TD Canada Trust
Explore retirement savings needs through an interactive planning calculator. Results are estimates, not an investment account or guaranteed outcome.
Willful
Online wills and powers of attorney for several provinces.
Full details for Willful (opens in new tab)YNAB
A paid budgeting app based on giving every dollar a job.
Full details for YNAB (opens in new tab)Clarify whether you need budgeting, retirement planning, estate help or investment advice.
Verify credentials and the services the professional is authorized to provide.
Ask about direct charges, commissions and ongoing commitments.
General planning tools are not personalized financial, tax or legal advice.
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
This is general information, not personalized advice. Read our editorial policy and affiliate disclosure.
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