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RBC ION Visa vs RBC Cash Back Mastercard vs RBC Visa Classic Low Rate

These three RBC cards suit different habits: earning points, earning cash back, or paying less interest when you carry a balance.

Feature
RBC Royal Bank logoRBC ION Visa

RBC Royal Bank

RBC Royal Bank logoRBC Cash Back Mastercard

RBC Royal Bank

RBC Royal Bank logoRBC Visa Classic Low Rate Option

RBC Royal Bank

Where availableNot confirmedNot confirmedNot confirmed
Annual fee$0 CAD$0 CAD$20 CAD
Purchase interest rate20.99%21.99%12.99%
Cash advance rate22.99%22.99%14.99%
DetailsFull profileOfficial provider page Full profileOfficial provider page Full profileOfficial provider page

Our take

If you carry a balance, the interest rate matters far more than rewards. If you pay in full every month, compare earn rates against the annual fee.

Rates and fees change. Confirm current terms on the provider's official page before applying. General information, not personalized advice.

Low-interest credit cards

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