FinviloPublic auto insurance: ICBC vs MPI Autopac vs SGI
In B.C., Manitoba and Saskatchewan, basic auto insurance comes from a provincial public insurer. You can usually add optional coverage on top.
| Feature | ICBC | Manitoba Public Insurance | SGI |
|---|---|---|---|
| Where available | Mandatory coverage for a vehicle in B.C. | Manitoba; required | Saskatchewan; compulsory coverage provided by SGI |
| Coverage included | Enhanced Accident Benefits; Basic Vehicle Damage Coverage up to $200,000 | Personal injury; all-perils; third-party liability | Collision and comprehensive; personal injury; liability |
| Details | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page |
Our take
You cannot choose between these: your province decides your public insurer. Compare optional coverage, such as collision, which may also be sold by private insurers.
Rates and fees change. Confirm current terms on the provider's official page before applying. General information, not personalized advice.