Premium travel cards: RBC Avion vs Scotiabank Passport vs TD First Class vs CIBC Aventura
These cards charge an annual fee in exchange for flexible travel points and insurance. Foreign transaction fees and point values differ.
| Feature | RBC Royal Bank | Scotiabank | TD Canada Trust | CIBC |
|---|---|---|---|---|
| Where available | Not confirmed | Not confirmed | Not confirmed | Not confirmed |
| Annual fee | $120 CAD | $150 CAD | $139 CAD | $139 CAD |
| Purchase interest rate | 20.99% | 20.99% | 21.99% | Not confirmed |
| Cash advance rate | 22.99% | 22.99% | 22.99% | Not confirmed |
| Minimum income | $60,000 or a minimum household income of $100,000 CAD | Not confirmed | Not confirmed | Not confirmed |
| Details | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page | Full profileOfficial provider page |
Our take
If you travel abroad often, a card without foreign transaction fees can save more than any points difference. Check the income requirement before applying.
Rates and fees change. Confirm current terms on the provider's official page before applying. General information, not personalized advice.
Finvilo