The best home insurance policy is the one that covers your full rebuilding cost and the water risks your home actually faces. Compare quotes with identical coverage, then look at price.
Who should look elsewhere: Do not choose purely on price; a cheaper quote often excludes flood or sewer backup.
Listed alphabetically, not ranked. Placement is not affected by compensation. Confirm current terms with each provider.
Square One Insurance
Condo policies address the insurance needs of condo owners, including personal property and improvements to the unit. The page also identifies damage to other units as a protection need specific to condo ownership.
Intact Insurance
Condo insurance protects the unit you own against unforeseen damage. It is designed for condo owners, with additional coverage available to tailor protection.
Aviva Canada
Condo insurance covers unit contents, upgrades and personal liability for condo owners. Optional add-ons are available, but availability varies by province.
The Co-operators
Condo insurance protects personal items, liability and upgrades inside an owned condo unit. It can also cover a portion of the condo corporation’s deductible up to $25,000 for an insured loss; Quebec clients are directed to separate coverage details.
TD Insurance
Condo Insurance offers coverage for condo owners. It appears in the Ontario product range, and condo coverage can be combined with car insurance.
belairdirect
Condo owner’s insurance protects your unit and lifestyle. It is designed specifically for condo owners, with online quotes available through belairdirect.
CAA Insurance (Ontario/South Central Ontario)
Condominium Insurance protects personal belongings, suite upgrades and the family’s legal liability to others and their property. It suits condo owners because the condo corporation’s insurance does not cover personal belongings or suite upgrades.
Square One Insurance
Detached house policies protect a house and personal property. They suit homeowners seeking a policy personalized to their needs.
Sonnet Insurance
Home insurance protects your house, belongings and personal liability. It suits homeowners buying online in the listed provinces; policies have exclusions and limits that should be reviewed.
RBC Insurance
Home insurance offers coverage to protect you, your property and your belongings from unexpected events. It provides options for homeowners, condo owners and tenants, and increasing deductibles can reduce premiums.
Desjardins
Home insurance protects a home and belongings against common losses such as fire, theft and water damage. It suits homeowners, with optional coverage available for different types of water damage and online purchase available if eligible.
TD Insurance
Home insurance protects homeowners against common causes of loss or damage. The Million Dollar Solution combines coverage for the home, belongings and additional living expenses in one overall amount; the repair warranty applies when using the insurer’s vendor network.
Economical/Definity
Home Insurance offers protection for your property, belongings, additional living expenses and damages to others. It suits people who own or rent their home, with a broker available to explain coverage and discounts.
The Co-operators
Homeowner insurance provides protection for people who own a house, duplex or freehold townhouse. The home insurance page describes personal items and liability coverage, with additional sustainable add-ons available.
belairdirect
Homeowner’s insurance provides coverage for the roof over your head. It is intended for homeowners, and home and auto coverage can be combined to save time and money.
CAA Insurance (Ontario/South Central Ontario)
Homeowner’s Insurance covers the house, outbuildings, personal belongings and liability if someone is injured on the property. It is described for Ontario homeowners and may cover extra living expenses when the house is uninhabitable due to a covered loss.
Intact Insurance
House insurance protects your home and provides personal liability protection for unexpected insured events. It suits homeowners; additional coverage is available to tailor protection to the home.
General information, not personalized financial advice.
Finvilo