FinviloEQ Bank
10 Day Notice Savings Account
A savings account requiring 10 days of advance notice before a withdrawal.
- Savings interest rate
- 2.35%
Banking in Canada
Chequing, savings and online bank accounts offered in Canada.
Compare bank accounts by the transactions you use, the fees you would actually pay and how you access your money. A fee waiver is only useful if you can meet its conditions.
Browse by type
Verified options
EQ Bank
30 Day Notice Savings Account
A savings account requiring 30 days of advance notice before a withdrawal.
- Savings interest rate
- 2.75%
Alterna Bank
Alterna Bank High Interest eSavings Account
Online savings with no monthly fee or minimum balance. Eligible electronic transactions are included, while cheque clearing is unavailable.
- Cheque clearing
- Not available.
- Included transactions
- Unlimited bill payments, transfers, debits and Interac e-Transfers.
- Minimum balance
- None.
- Monthly account fee
- CAD 0.
Scotiabank
Basic Bank Account
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $3.95
- Transactions included
- 18
Desjardins
Basic plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $1,500 is maintained throughout the month.
- Monthly fee
- $3.95
- Transactions included
- 12
Scotiabank
Basic Plus Bank Account
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $11.95
- Transactions included
- 25
BMO
Blue Rewards
A chequing option with unlimited monthly transactions. It earns Blue Points on eligible debit purchases.
- Monthly fee
- $17.95
- Transactions included
- Unlimited
TD Canada Trust
Borderless Plan
A U.S.-dollar account for frequent travellers, with a fee rebate when the required balance is maintained.
- Monthly fee
- $4.95 U.S
- Transactions included
- Unlimited
CI Direct Investing
CI Direct Investing High Interest Savings Account
Savings account for short-term goals and emergency funds. No interest rate is reproduced; confirm the current rate and access terms.
- Promotion
- Account page states no promotional period.
- Account fee
- Fee-free account.
- Minimum balance
- No minimum.
CIBC
CIBC eAdvantage® Savings Account
A savings account paying regular interest on every dollar, with additional Smart Interest available when monthly saving conditions are met.
- Monthly fee
- $0
CIBC
CIBC Everyday® Chequing Account
A basic chequing account with 18 included monthly transactions. Transactions above the allowance cost extra.
- Monthly fee
- $4.00
- Transactions included
- 18
CIBC
CIBC Smart™ Account
A chequing account with unlimited transactions and three tiers of benefits based on eligible balances. Monthly fee rebates are available when balance conditions are met.
- Monthly fee
- $16.95 or $0
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account for Apprentices
A chequing option for eligible skilled trades apprentices with unlimited transactions and partner discounts.
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account for Foreign Workers
A chequing option for foreign workers with unlimited transactions and access to international money transfers.
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account for Newcomers
A newcomer chequing option with unlimited transactions and access to international money transfers.
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account with CIBC Smart™ for Students
Unlimited everyday banking for full-time students graduating at age 25 or older, with no monthly fee while in school.
- Monthly fee
- $0
- Transactions included
- Unlimited
CIBC
CIBC Smart™ Account with CIBC Smart™ Start
A chequing option with unlimited transactions and no monthly fee until age 25.
- Monthly fee
- $0
- Transactions included
- Unlimited
CIBC
CIBC Smart™ for Seniors with a CIBC Everyday® Chequing Account
A basic chequing option for seniors over 65 with 18 included monthly transactions and no monthly fee.
- Monthly fee
- $0
- Transactions included
- 18
CIBC
CIBC Smart™ for Seniors with a CIBC Smart™ Account
A chequing option for clients over 65 with unlimited transactions and no monthly account fee.
- Monthly fee
- $0
- Transactions included
- Unlimited
CIBC
CIBC US$ Personal Account
An account for saving and earning interest in U.S. dollars without currency conversion when depositing or withdrawing U.S. funds.
- Monthly fee
- $0
CIBC
CIBC US$ Personal Account for Seniors
A U.S. dollar account for seniors with two free transactions per month and free paper or paperless statements.
- Monthly fee
- $0
EQ Bank
EQ Bank Business Account
An online business account from EQ Bank.
Full details for EQ Bank Business Account (opens in new tab)Desjardins
Everyday account (chequing account)
An everyday transaction account available with a transaction plan or individual transaction charges. Desjardins has a caisse network across Quebec and Ontario.
Full details for Everyday account (chequing account) (opens in new tab)Desjardins
FHSA – Savings Account
A first-home savings account with tax-deductible contributions and tax-free qualifying home-purchase withdrawals.
- Savings interest rate
- 2.00%
EQ Bank
First Home Savings Account (FHSA)
A registered cash savings option for a first home, with tax-deductible contributions and tax-free qualifying withdrawals. It is not available in Quebec.
- Savings interest rate
- 1.50%
National Bank of Canada
High Interest Savings Account
A savings account paying monthly interest from the first dollar. It has no fixed monthly fees and includes unlimited online transfers between National Bank accounts.
- Savings interest rate
- 0.55%
- Monthly fee
- No fixed monthly fees
Simplii Financial
High Interest Savings Account
A savings account with no monthly or transaction fees and no minimum balance.
Full details for High Interest Savings Account (opens in new tab)Desjardins
Intermediate plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $3,000 is maintained throughout the month.
- Monthly fee
- $10.95
- Transactions included
- 30
EQ Bank
Joint Account
A shared savings and everyday banking account for managing money with other account holders. The listed rate is the base rate.
- Savings interest rate
- 1.50%
KOHO
KOHO Prepaid Mastercard
A reloadable prepaid Mastercard with a spending account and app. It is not a credit card.
Full details for KOHO Prepaid Mastercard (opens in new tab)Scotiabank
Momentum PLUS Savings Account
A savings account that rewards longer saving periods and allows unlimited self-service transfers between Scotia accounts.
- Monthly fee
- $0
Scotiabank
Money Master Savings Account
A savings account with automated savings tools and no minimum balance requirement.
- Monthly fee
- $0
National Bank of Canada
National Bank Business Accounts
Business accounts and transaction plans from National Bank.
Full details for National Bank Business Accounts (opens in new tab)Simplii Financial
No Fee Chequing Account
An everyday account with no monthly fee or minimum balance. Unlimited debit purchases, bill payments and withdrawals are included.
Full details for No Fee Chequing Account (opens in new tab)Tangerine
No-fee daily Chequing Account
An everyday account with no monthly fee or minimum balance. It includes unlimited debit purchases, bill payments and pre-authorized transactions.
- Transactions included
- Unlimited number of daily transactions
RBC Royal Bank
NOMI Find & Save
An automated savings account that identifies spare money and moves it into savings through the RBC Mobile app.
Full details for NOMI Find & Save (opens in new tab)Desjardins
Non-registered savings account
An accessible savings account for short-term goals or an emergency fund, with taxable interest and no service fees.
- Savings interest rate
- 0.55%
BMO
Performance
A chequing option with unlimited monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $17.95
- Transactions included
- Unlimited
EQ Bank
Personal Account
A combined everyday banking and savings account with no everyday banking fees. The listed rate here is the base rate, excluding conditional bonus interest.
- Savings interest rate
- 1.50%
BMO
Plus
A chequing option with 25 monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $12.95
- Transactions included
- 25
BMO
Practical
A chequing option with 12 monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $4.00
- Transactions included
- 12
Scotiabank
Preferred Package
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $16.95
- Transactions included
- Unlimited
Scotiabank
Preferred Package for Students and Youth
A chequing account without monthly fees for people under 25 or enrolled full-time at a Canadian or U.S. post-secondary institution.
- Monthly fee
- $0
- Transactions included
- Unlimited
BMO
Premium
A chequing option with unlimited monthly transactions. Interac e-Transfer transactions count towards any applicable monthly transaction limit.
- Monthly fee
- $30.95
- Transactions included
- Unlimited
RBC Royal Bank
RBC Advantage Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $12.95
RBC Royal Bank
RBC Advantage Banking for students
A student chequing account with no monthly fee and unlimited debits.
Full details for RBC Advantage Banking for students (opens in new tab)RBC Royal Bank
RBC British Pound eSavings
A foreign-currency savings account for holding and sending British pounds. There is no monthly fee or minimum balance requirement.
- Monthly fee
- Free
RBC Royal Bank
RBC Business Bank Accounts
Business chequing accounts from RBC with several transaction-based plans.
Full details for RBC Business Bank Accounts (opens in new tab)RBC Royal Bank
RBC Day to Day Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $4
RBC Royal Bank
RBC Day to Day Savings
A savings account with no monthly fee and one included monthly withdrawal. Additional debit charges can apply.
- Monthly fee
- Free
RBC Royal Bank
RBC Enhanced Savings
A savings account with no monthly fee and one included monthly withdrawal. Additional debit charges can apply.
- Monthly fee
- Free
RBC Royal Bank
RBC Euro eSavings
A foreign-currency savings account for holding and sending Euros. There is no monthly fee or minimum balance requirement.
- Monthly fee
- Free
RBC Royal Bank
RBC High Interest eSavings
A savings account with no monthly fee and one included monthly withdrawal. Additional debit charges can apply.
- Monthly fee
- Free
- Savings interest rate
- 0.550%
RBC Royal Bank
RBC Hong Kong Dollar eSavings
A foreign-currency savings account for holding and sending Hong Kong dollars. There is no monthly fee or minimum balance requirement.
- Monthly fee
- Free
RBC Royal Bank
RBC Leo’s Young Savers Account
A children’s account intended to help young savers learn to manage their money.
Full details for RBC Leo’s Young Savers Account (opens in new tab)RBC Royal Bank
RBC Newcomer Advantage
RBC banking and credit offers for newcomers to Canada.
Full details for RBC Newcomer Advantage (opens in new tab)RBC Royal Bank
RBC Signature No Limit Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $16.95
RBC Royal Bank
RBC U.S. High Interest eSavings
A savings account with no monthly fee and one included monthly withdrawal. Additional debit charges can apply.
- Monthly fee
- Free
- Savings interest rate
- 0.250%
RBC Royal Bank
RBC U.S. Personal Account
A U.S.-dollar chequing account with six debits each month. Additional debits have a separate charge.
- Monthly fee
- $3/month USD
- Transactions included
- 6
RBC Royal Bank
RBC VIP Banking
A personal chequing account for everyday banking. Value Program eligibility can reduce the monthly fee.
- Monthly fee
- $30
Tangerine
RIF Savings Account
A retirement income savings account for drawing on retirement funds while continuing to earn interest.
Full details for RIF Savings Account (opens in new tab)Desjardins
RRSP – Savings Account
A retirement savings account with tax-deductible contributions and taxable withdrawals.
- Savings interest rate
- 0.55%
Simplii Financial
RRSP Savings Account
A retirement savings account with tax-deductible contributions and no minimum deposit or balance.
Full details for RRSP Savings Account (opens in new tab)EQ Bank
RRSP Savings Account
A retirement savings account with tax-deferred growth. It is not available in Quebec.
- Savings interest rate
- 1.50%
Tangerine
RSP Savings Account
A retirement savings account with the tax benefits of an RSP.
Full details for RSP Savings Account (opens in new tab)Scotiabank
Savings Accelerator Account
A savings account that can be added to a non-registered or registered plan, with no minimum balance requirement.
- Monthly fee
- $0
Tangerine
Savings Account
A savings account with no minimum balance and automatic savings tools.
Full details for Savings Account (opens in new tab)BMO
Savings Amplifier Account
A savings account without a monthly fee or minimum balance. Self-serve transfers to other BMO accounts are unlimited and free.
- Monthly fee
- No monthly fee
BMO
Savings Builder Account
A savings account with bonus interest when the monthly balance increases by at least $200. One debit transaction per month is included without charge.
- Monthly fee
- No monthly fee
Scotiabank
Scotia High Interest Savings Account (HISA)
A savings account whose regular rate depends on the total balance in eligible Scotiabank accounts.
- Monthly fee
- $0
Tangerine
Tax-Free Savings Account
A savings account that earns tax-free interest within your TFSA contribution room.
Full details for Tax-Free Savings Account (opens in new tab)Simplii Financial
Tax-Free Savings Account
A savings account with tax-free interest and withdrawals, subject to TFSA contribution limits.
Full details for Tax-Free Savings Account (opens in new tab)EQ Bank
Tax-Free Savings Account (TFSA)
A registered account offering tax-free interest on cash savings, subject to contribution limits.
- Savings interest rate
- 1.50%
TD Canada Trust
TD All-Inclusive Banking Plan
Includes unlimited banking transactions and selected credit card annual fee rebates.
- Monthly fee
- $30.95
- Transactions included
- Unlimited
TD Canada Trust
TD Business Bank Accounts
Business chequing plans from TD.
Full details for TD Business Bank Accounts (opens in new tab)TD Canada Trust
TD ePremium Savings Account
A savings account with no monthly fee and interest on eligible balances of $10,000 or more. Online transfers to other TD deposit accounts are free.
- Monthly fee
- $0
TD Canada Trust
TD Every Day Chequing Account
Includes 25 transactions per month plus unlimited public transit transactions.
- Monthly fee
- $11.95
- Transactions included
- 25
TD Canada Trust
TD Every Day Savings Account
A no-monthly-fee savings account that earns interest on every dollar and includes one transaction per month.
- Monthly fee
- $0
TD Canada Trust
TD Growth™ Savings Account
A tiered-rate savings account with no monthly fee. Eligible TD chequing customers can earn a boosted rate.
- Monthly fee
- $0
TD Canada Trust
TD Minimum Chequing Account
Includes 12 transactions, with up to two full-service transactions, plus unlimited public transit transactions.
- Monthly fee
- $3.95
- Transactions included
- 12
TD Canada Trust
TD New to Canada Banking Package
TD's account and credit card options for newcomers.
Full details for TD New to Canada Banking Package (opens in new tab)TD Canada Trust
TD Student Chequing Account
TD's chequing account for students.
- Monthly fee
- $0
- Transactions included
- Unlimited
TD Canada Trust
TD Unlimited Chequing Account
Includes unlimited transactions and no TD ATM fee at ATMs in Canada.
- Monthly fee
- $17.95
- Transactions included
- Unlimited
Desjardins
TFSA – Savings Account
A savings account with tax-sheltered growth and tax-free withdrawals within TFSA limits.
- Savings interest rate
- 0.35%
National Bank of Canada
The Connected®
A banking package with unlimited digital transactions and Interac e-Transfers. The fixed monthly fee can be waived by maintaining the required balance.
- Monthly fee
- $15.95
- Transactions included
- Unlimited digital transactions
National Bank of Canada
The Minimalist®
A basic banking package with 18 digital transactions per month, including Interac e-Transfers. Eligible groups receive a monthly fee waiver.
- Monthly fee
- $3.95
- Transactions included
- 18 digital transactions
National Bank of Canada
The Total®
A banking package with unlimited digital and in-person transactions, annual cheques and legal assistance. A balance-based monthly fee waiver is available.
- Monthly fee
- $28.95
- Transactions included
- Unlimited digital and in-person transactions
TD Canada Trust
U.S. Daily Interest Chequing Account
A U.S.-dollar account that pays interest and has no monthly fee.
- Monthly fee
- $0
Scotiabank
Ultimate Package
A chequing account with included debit transactions and free Interac e-Transfer transactions.
- Monthly fee
- $30.95
- Transactions included
- Unlimited
Desjardins
Unlimited plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $4,000 is maintained throughout the month.
- Monthly fee
- $15.95
- Transactions included
- Unlimited transactions
Desjardins
Unlimited Plus plan
A transaction-plan option for the everyday account. The monthly plan fee is waived when at least $5,000 is maintained throughout the month.
- Monthly fee
- $23.95
- Transactions included
- Unlimited transactions
EQ Bank
US Dollar Account
An interest-bearing account for US dollar savings and currency transfers. It is not available in Quebec.
- Savings interest rate
- 2.50%
Tangerine
US$ Savings Account
An account for holding and earning interest on US dollars without a minimum balance.
Full details for US$ Savings Account (opens in new tab)Simplii Financial
USD Savings Account
An account for US dollar savings with no monthly fee or minimum balance.
Full details for USD Savings Account (opens in new tab)Wealthsimple
Wealthsimple Chequing
A no-monthly-fee spending and saving account that earns interest, run through Wealthsimple's app.
Full details for Wealthsimple Chequing (opens in new tab)What to check before choosing banking
Everyday costs
Check monthly charges, transaction limits, e-Transfer terms and ATM fees.
Access to your money
Compare branch access, mobile banking, withdrawal limits and account holds.
Savings terms
Separate the ongoing interest rate from a temporary promotion and check any conditions.
A bank's presence in a province does not confirm that every account is available there.
Before you visit a provider
Confirm current fees, rates and eligibility directly with the provider. Product terms can change over time. A listed product is not a recommendation or a promise of approval.
Availability must be confirmed for your province or territory. If product-specific location or eligibility information is missing, it is not confirmed.
For further guidance, visit Financial Consumer Agency of Canada.
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